193 | 10 Tips To Stop Living Paycheck To Paycheck

Snag Our Simplified Budget System! 2024 seems like a good year to break free from the paycheck to paycheck cycle. Listen for ten tips we have that can help you today, everything from mindset to actual things to do with your money, bank accounts and habits!Here are some key highlights:Mindset ShiftsIt's often not as bad as it seems: Overcoming mental barriersThe importance of a tangible budget: Seeing is believingKey StrategiesConduct a 90-day spending review: Uncover surprising expensesOne-Page Budget Template: Simplify budgetingEmbrace being a beginner: B-minus work is okay!Automating FinancesBenefits: Time-saving, avoiding late fees, sticking to the budgetThe concept of a financial "straight jacket"Income ManagementChange the mindset: From paycheck-focused to monthly income planningConsistent allocation for expenses: Groceries, savings, etc.The Paycheck PlanAdopt healthy financial habits: Consistency and predictabilityZero-based budgeting: Every dollar has a jobAvoiding Impulse ShoppingImpulse shopping pitfalls: Budget disruption and misaligned prioritiesStrategies to resist: Delaying gratification, prioritizing bigger goalsConnect With Us: 1️⃣ Facebook Group – Join the community. Our free group is where the real talk happens. Connect with other women who are learning how to budget, save, and finally feel in control, together. ➡︎ budgetbesties.com/facebook 2️⃣ Automate Your Budget Masterclass – Watch it now, no waiting. This FREE on-demand training shows you how to set up a budget that matches your lifestyle, without tracking every dollar or feeling restricted. ➡︎ budgetbesties.com/automate 3️⃣ Budget – Grab our Simplified Budget System! You don’t need another budget, you need a system that does the math, makes the plan, and gives you permission to spend. ➡︎ budgetbesties.com/budget 4️⃣ Private 1-on-1 Coaching – Get a plan and a coach. We’ll build your full budget system together, so you always know what to do and feel confident doing it. ➡︎ budgetbesties.com/coaching 5️⃣ Be on the Podcast – Free coaching, real convo. Come chat with us on the show! Get real-time financial coaching and help other women by sharing your story. ➡︎ budgetbesties.com/livecall "I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you… ✨ Please take a second to rate & review the show! It helps us reach more people—just like you—who are ready to change their financial future. 🔔 Don’t forget to follow so you never miss an episode! 💌 And if you're feeling extra generous, share this podcast with a friend who needs it. We’d be so honored. 🙌Click here to view our privacy policy. This description may contain...